Protection for your family

Life is unpredictable. Protect your loved ones with life insurance that provides peace of mind and financial security, precisely tailored to your needs

What is Life Insurance?

Life insurance is a policy that provides your loved ones with a financial safety net if you pass away during the term of the cover. In simple terms, it pays out a lump sum (or sometimes a regular income) to your family or chosen beneficiaries.

This money can help with:

  • Paying off an outstanding mortgage or other debts

  • Covering everyday living costs

  • Protecting your family’s lifestyle and future plans

  • Providing peace of mind that they’ll be financially supported

Life insurance is often used to make sure that your family can remain in the home you’ve worked hard for, or simply to give them stability at a difficult time.

Get a Quote

Fill in our quote form and an adviser will contact you to arrange an appointment

Types of Protection

There are several ways to protect yourself and your family, and the right choice depends on your circumstances and priorities:

Decreasing Term Assurance – Designed to cover a repayment mortgage. The amount of cover reduces over time, broadly in line with your outstanding mortgage balance. It’s a cost-effective way of ensuring your home can be paid off if the worst happens.

Level Term Assurance – Provides a fixed lump sum if you die during the policy term. The payout amount doesn’t reduce, making it useful for broader family protection or to cover interest-only mortgages and other fixed financial needs.

Income Protection – Offers a regular replacement income if you’re unable to work due to illness or injury. It helps maintain your lifestyle and meet everyday expenses while you recover.

Family Income Benefit – Instead of a lump sum, this pays a regular income to your dependants for the remainder of the policy term if you pass away. It can be an affordable way to ensure your family has ongoing financial support.

Mortgage & Protection Advice Agency will help you find the right cover, from the right provider, at a price that works for you